About Us

Who We Are?

Velon Capitals was established in Mecheri, Salem, with a singular vision: to empower the hard-working entrepreneurs and families of our local community. We are a proud unit of Sri Sivasakthi Vinayaga Enterprises, a diverse business group committed to service and integrity.

Our journey began when we recognized a critical gap in the financial market. While traditional banks offer monthly loans, they often fail to meet the needs of small business owners, traders, and daily earners whose cash flow happens every day, not just once a month. We saw that our local economy needed a partner who understood this reality.

Founded as a fully licensed financial entity (License No: TN - 1920251225102), Velon Capitals was built to bridge this gap. From our headquarters on Dharmapuri Main Road, we have dedicated ourselves to providing transparent, accessible funding with flexible Weekly and Daily repayment options. Today, we stand as a trusted financial pillar in the Salem district, helping our customers turn their daily earnings into long-term growth.

Terms & Conditions

1. Introduction

Welcome to Velon Capitals. These Terms and Conditions govern your use of our website and services. Velon Capitals is a unit of Sri Sivasakthi Vinayaga Enterprises, a Sole Proprietorship registered in Tamil Nadu (License No: TN-1920251225102). By accessing this website or applying for a loan, you agree to be bound by these terms.

2. Eligibility

To apply for a loan with Velon Capitals, you must:

• Be a resident of India, specifically residing within our operational areas in Tamil Nadu.
• Be at least 21 years of age.
• Have a valid source of regular income (business or salary) suitable for Daily or Weekly repayment.
• Possess valid KYC documents (Aadhaar, PAN, etc.).

3. Loan Services & Repayment

• Nature of Loan: We provide short-term personal and business loans with Daily or Weekly repayment schedules.
• Repayment Obligation: The borrower agrees to pay the installment amount on the specific day agreed upon (e.g., every Monday for weekly loans, or daily by a specific time).
• Approval: Submission of an application does not guarantee a loan. Approval is subject to document verification and physical field investigation.

4. User Responsibilities

• You agree that all information provided in your application is true, accurate, and complete.
• Misrepresentation of facts or submission of fake documents will result in immediate rejection and potential legal action.

5. Limitation of Liability

Velon Capitals is not liable for any technical failures of the website that prevent an application from being submitted. We reserve the right to modify or discontinue any loan product without prior notice.

6. Governing Law & Jurisdiction

These terms are governed by the laws of India. Any disputes arising out of or in connection with these terms or our loan agreements shall be subject to the exclusive jurisdiction of the courts in Mettur, Salem District, Tamil Nadu.

7. Contact Information

For questions regarding these terms, please contact us at:

• Address: 16/1-217, Dharmapuri Main Road, Opp. K.S. Theatre, Mecheri, Salem - 636451
• Phone: 04298-299550
• Email: care@veloncapitals.in