Privacy Policy

  1. Our Commitment
    At Velon Capitals (Unit of Sri Sivasakthi Vinayaga Enterprises), we value your trust. This Privacy Policy explains how we collect, use, and protect your personal information when you use our website or apply for a loan.
  2. Information We Collect
    We collect specific information required to process your loan application and assess creditworthiness:
    • Personal Identity: Name, Age, Gender, Photograph.
    • Contact Details: Phone Number, Email Address, Residential Address, Business Address.
    • KYC Documents: Aadhaar Number, PAN Card, Voter ID, Driving License.
    • Financial Data: Bank Account details, Income proof, Business turnover estimates.
  3. How We Use Your Information
    Your data is used strictly for legitimate business purposes:
    • To verify your identity and eligibility for a loan.
    • To process your loan application and disburse funds.
    • To communicate with you regarding your loan status and repayment reminders.
    • To comply with legal obligations and regulations set by Tamil Nadu state authorities.
  4. Data Protection
    We implement appropriate security measures to protect your personal data from unauthorized access, alteration, or disclosure. Your physical documents are stored securely at our registered office in Mecheri.
  5. Sharing of Information
    We do not sell your personal data to third parties for marketing. We may share your information only:
    • With credit information companies (if applicable or required).
    • With legal authorities if required by law or court order.
    • With our authorized field agents strictly for verification and collection purposes.
  6. User Rights
    You have the right to request corrections to any inaccurate personal information we hold about you by contacting our office.
  7. Grievance Officer
    In accordance with the Information Technology Act, 2000, if you have any grievances regarding your data, please contact:
    • Name: Sowndarapandy
    • Email: sowndarapondy@gmail.com
    • Address: 16/1-217, Dharmapuri Main Road, Mecheri, Salem - 636451
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